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Steps To Accept


For Student Subsidized/Unsubsidized Loans

Step 1:  Review and Accept/Decline Your Financial Aid Awards

All students awarded a Federal Perkins Loan, Federal Direct Subsidized/Unsubsidized Loan or Federal Work Study must log into MyEKU to accept/decline those awards.  The following are the steps to take to review your awards. 

  1. Login to your myEKU account
  2. Navigate to the Big E Central card
  3. Click on Aid: Scholarships, Grants, & Loans
  4. Select Financial Aid Dashboard
  5. Select the Award Year in the top right corner
  6. Click on the Award Offer tab
  7. Scroll down to Options to Pay Net Cost
  8. Select Accept under the Take Action tab before selecting Submit
  9. Watch our How to View & Accept Your Financial Aid for more instructions

Step 2:  Complete Loan Entrance Counseling

  1. Go to
  2. Login with your student FSA ID & Password
  3. Click ‘Complete Aid Process’, then ‘Complete Entrance Counseling’
  4. Click ‘Start’ to begin Entrance Counseling
  5. Add EKU by searching for Kentucky, then ‘Eastern Kentucky University’
  6. Click on ‘Notify This School’
  7. Select the appropriate Student Type and ‘Continue’
  8. Read all information and answer questions

Step 3:  Sign a Master Promissory Note

  1. Go to
  2. Login with your student FSA ID & Password
  3. Click ‘Complete Aid Process’, then ‘Complete Master Promissory Note’
  4. Select ‘MPN for Subsidized/Unsubsidized Loans’
  5. Provide requested information

Note:  When signing your MPN you will be asked to provide two references with different U.S addresses.  You will need to provide their name, address and telephone number.

For Parent PLUS Loan

To accept the Federal Parent PLUS Loan your PARENT must complete the steps listed below:  Log in at using parent information (parent FSA ID and password)

  1. Click on ‘Apply for a Parent PLUS loan’ under ‘Parent’
  2. Select ‘Direct PLUS Loan Application for Parents’
  3. Provide requested information
  4. When prompted for award year, select ‘2023-2024
  5. If approved, click on ‘Complete a Master Promissory Note for a Parent PLUS Loan’
  6. Provide requested information